Want to Save $1000s on Your Mortgage

Want to Save $1000s on Your Mortgage?

Whether you’re a first-time buyer or want to refinance at a lower rate, my team can help.

Know Your Options & Get Pre-Approved with Our Quick & Easy Tools

Get your FREE Pre−Approval Letter

Get your FREE Pre−Approval Letter

Find out how much home you can afford by getting pre-approved for your next home loan now.

Get your FREE Pre−Approval Letter

Find out how much home you can afford by getting pre-approved for your next home loan now.

Get Started Now
Analyze Your Refinance Options

Analyze Your Refinance Options

This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.

Analyze Your Refinance Options

This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.

Refinance
Compare Today's Mortgage Rates

Compare Today's Mortgage Rates

Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.

Compare Today's Mortgage Rates

Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.

Get Started Now

6 Ways We Help You Lock in Lower Rates

Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loans

Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you really want.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.

Get a Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance — and put your home loan to
work for you.

Your Home Loan Could Be
Fully Funded 30 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with POP Mortgage for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days..

Pick the Right Home Purchase Loan for You

Pick the Right Home Purchase Loan for You

Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.

Accomplish Your Strategic Refinance

Accomplish Your Strategic Refinance

Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.

Shop Around for the Best Rate

Shop Around for the Best Rate

As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.

Get Started Now
star Ratings
Scott was great to work with for our mortgage! He had the best rates and took the time to explain how he came up with the numbers, which we really appreciated! Scott is very responsive and didn’t hesitate to call or reach out personally if we had questions or needed clarification! He even helped us find affordable home insurance, which was a huge plus! The app we used to download and sign documents was super easy, which made the whole process really smooth! We’d definitely recommend working with him!!!
star Ratings
Scott was all around wonderful to work with and very knowledgeable! He worked so hard even on days he should have taken off. After a rough first go round and the initial contract falling through, Scott worked tirelessly to ensure everything for the next home went smoothly and in a swift manner. I would recommend him and his team to anyone!
star Ratings
Scott Phillips has gone above and beyond for my clients every single time. As a Realtor, the lender you work with is one of the most important relationships you can have, and Scott is someone I trust completely. He is knowledgeable, responsive, and truly cares about the people he works with. When I send a client to Scott, I know they are in good hands. He takes the time to explain the process, answers questions quickly, and does everything he can to make the experience smooth and stress free. That level of care makes a huge difference for buyers. I trust Scott so much that he will be handling my own mortgage. I cannot thank him enough for everything he has done for my clients. If you are looking for a lender who shows up, communicates, and genuinely has your best interest at heart, Scott Phillips is the one.

Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location,
finances, and other factors. Get your FREE customized rate comparison below:

Get My FREE Rate Quote Now